Access to Bankruptcy Court provides panel attorneys to low income debtors filing chapter 7 bankruptcy whose applications have been approved by Access to Bankruptcy Court. To qualify for a panel attorney, debtors must have a household income of less than 150% of the Poverty Guidelines determined by the U.S. Department of Health and Human Services. For the current Poverty Guidelines, please visit the link to the left of this page.
The panel attorneys are paid through donations made to Access to Bankruptcy Court so there is no cost to the debtor for the bankruptcy representation. While there is no cost to Debtors for the services of the attorney, Debtors may be required to pay a filing fee for filing a bankruptcy case, if they have resources available to do so. There may also be small fees associated with completing the required credit counseling and financial management courses.
Access to Bankruptcy Court panel attorneys provide the following services to approved debtors:
- Financial analsysis and advice on whether to file bankruptcy;
- Preparation and filing of any petition, schedules, statement of financial affairs, and other required papers, including any necessary amendments;
- Representation of the debtor at the meeting of creditors and any adjourned meetings thereof;
- Representation of the debtor in response to objections to exemptions;
- Reaffirmation Agreements; and
Access to Bankruptcy Court does not require panel attorneys to represent debtors in chapter 13 bankruptcies, adversary proceedings or other contested bankruptcy matters. A debtor may make his or her own arrangements with the panel attorney, or another attorney, to pay for representation in these matters.
Debtors who become defendants in adversary proceedings may also apply with the U.S. Bankruptcy Court to be appointed a pro bono attorney. Please visit the U.S. Bankruptcy Court’s website for more information.
If you would like to request a panel attorney from Access to Bankruptcy Court, please visit the Request an Attorney link on the left of this page. Please print and mail the completed application to the following address:
Access to Bankruptcy Court
c/o Schafer & Weiner PLLC
Attn: Kim K. Hillary
40950 Woodward Ave.
Bloomfield Hills, MI 48304
Access to Bankruptcy Court does not discriminate on the basis of race, marital status, religion, sex, age, handicap or national origin.