Access to Bankruptcy Court (ABC) provides an experienced consumer bankruptcy attorney to low-income individuals seeking relief under chapter 7 of the Bankruptcy Code whose applications have been approved by ABC.
To qualify for an ABC attorney, applicants must:
Alcona, Alpena, Arenac, Bay, Cheboygan, Clare, Crawford, Genesee, Gladwin, Gratiot, Huron, Iosco, Isabella, Jackson, Lapeer, Lenawee, Livingston, Macomb, Midland, Monroe, Montmorency, Oakland, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, Saint Clair, Sanilac, Shiawassee, Tuscola, Washtenaw and Wayne.
| Family Size | Max. Gross Monthly Income 150% | Max Annual Income 150% |
| 1 | $1,956.25 | $23,475.00 |
| 2 | $2,643.75 | $31,725.00 |
| 3 | $3,331.25 | $39,975.00 |
| 4 | $4,018.75 | $48,225.00 |
| 5 | $4,706.25 | $56,475.00 |
| 6 | $5,393.75 | $64,725.00 |
| 7 | $6,081.25 | $72,975.00 |
| 8 | $6,768.75 | $81,225.00 |
Due to increased demand and limitation on resources, ABC is capping the number of monthly applications it accepts. Applications will open on the 1st of each month and will be accepted until the cap is reached. If you cannot submit your application, please try again on the 1st day of the following month.
Please note: ABC only accepts applications submitted by online form. Paper applications are no longer accepted.
ABC encourages those who need help with submitting the form online to seek help from a friend or by visiting their local library for assistance.
Your completed application will be reviewed by ABC once it is submitted to determine if you qualify for help. This process will take about 6-8 weeks. You will receive a letter in the mail when your application is reviewed. If you wish to request a status of your application, you may e-mail ABCbkAssistant@gmail.com to request a status. You must wait 6-8 weeks before requesting a status of your application.
If accepted, an ABC panel attorney will be assigned to you.
If declined, you will be told why you were not approved. Most applications are denied because:
Your application will be reviewed during the 6–8-week review process. Once your application has been reviewed, you will receive a letter letting you know whether it has been accepted or declined.
If your application is accepted, the acceptance letter will include the contact information for your assigned ABC panel attorney. Your attorney will also receive your information at the same time.
It’s important that you contact your assigned attorney as soon as possible. They will talk with you about your situation and help determine whether bankruptcy is the right option for you. If so, they will guide you through the entire process.